Competitive advantage

Real estate foreclosures
before they reach auction

Access foreclosure transcription notes collected from land registries across Italy. Information buried in public records, made accessible in a searchable catalog.

Access the platformLearn more
The document

What is a transcription note

When a creditor initiates a foreclosure on a property, the first formal act is the transcription of the seizure at the Land Registry Office. This act generates a transcription note: a public document with all information about the seized property, the debtor, and the proceedings.

The transcription note is the first signal that a property has entered enforcement proceedings. From this point, it can take 2 to 7 years before the property is put up for auction and appears on public portals.

What each note contains

Municipality and province of the property
Type: residential, commercial, land
Cadastral data: sheet, parcel, sub-unit
Credit amount (GBV)
Foreclosure transcription date
Competent court
Number and type of properties involved
Original PDF of the transcription note

The advantage is in timing

Don't wait for a property to reach auction to discover it. With NPL Aste Florio you get access years in advance.

Without NPL Aste Florio

  • Discover the property only when it appears at auction (years later)
  • Compete with hundreds of auction participants
  • Prices already high due to competition
  • No possibility of direct agreement

With NPL Aste Florio

  • Access the foreclosure from day one
  • No competition: the property isn't public yet
  • Deal directly with debtor or creditor
  • Significant savings compared to auction prices

What you can do with transcription notes

Debt settlement

Propose an agreement to the creditor to settle the debt for a lower amount. Buy the property at a fraction of market value, years in advance.

Note → Identify property and debtor → Propose settlement → Buy at discount

Credit purchase (NPL)

Contact the creditor to negotiate the purchase of the non-performing loan. Banks sell NPL credits at a discount to lighten their balance sheets.

Note → Identify creditor and amount → Propose credit purchase → Manage position

Preventive due diligence

Monitor the foreclosure market in your area. Study volumes and types of properties entering proceedings.

For lawyers, NPL consultants, servicers and institutional investors

How to use the platform

From zero to operational in 5 steps. Free registration, explore, buy credits and act.

1

Register for free

Create an account in seconds. Explore the entire catalog with preview data.

2

Explore the catalog

Search by municipality, province, credit amount, date. Use the interactive map to explore your area.

3

Buy credits

Choose the package that suits your needs: from 5 to 50 positions. For larger volumes, request a Custom plan.

4

Download complete notes

1 credit per note. Download the original PDF with all uncensored data: addresses, cadastral info, subjects.

5

Act before everyone

Start debt settlement negotiations, buy NPL credits, or monitor the area years in advance.

For professionals

Monthly Custom plan

Receive updated transcription notes from all Italian land registries every month, as an absolute preview. Ideal for institutional investors, servicers, law firms and NPL professionals.

  • Complete monthly supply
  • All Italian land registries
  • Constant updates
  • Exclusive preview

* The service does not cover the Trentino-Alto Adige region (provinces of Trento and Bolzano) due to source unavailability.

Request Custom plan

The advantage is in timing.

Don't wait for a property to reach auction to discover it. Register and start browsing transcription notes today.

Create free accountExplore the catalog