ID: 4610435
Appartamento 3.5 locali a Spinone Al Lago (BG) - Foto 1
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Estimated Value 78.250,20 €
Minimum Bid
44.016 €
-44%

Apartment 89.87 sqm in Spinone Al Lago

Via Armando Diaz 19, Spinone Al Lago (BG)
Vacant
8 Oct
89 m²
3 rooms

Key Features

Vacant for the procedureCentral locationExclusive terraceRenovation potential

Description

Apartment for auction in Spinone Al Lago (BG) – Via Armando Diaz 19 The apartment for auction is located in the historic center of the Municipality of Spinone al Lago, at Via Armando Diaz no. 19. The building, of ancient construction and already present on maps from 1845, is spread over two above-ground floors plus an attic. The area is residential with local traffic, offering good parking and essential services such as the San Carlo Municipal Kindergarten. Nearby are important neighboring towns such as Casazza and Gandino, as well as scenic and historical attractions. Surface and Internal Layout The property unit has an equivalent commercial area of approximately 89.87 sqm. The apartment, located on the first floor, is a two-room unit of approximately 60 gross sqm, comprising a kitchen/living area, hallway, a bathroom, and two bedrooms. The internal clear height of the rooms varies between 2.65 m and 2.76 m. On the second floor, there is an exclusive attic of approximately 58 gross sqm, consisting of two main rooms left in their raw state, with internal heights varying from 2.70 m to 3.90 m. The property is in very poor condition and requires renovation. Features and Amenities Access to the dwelling is via an internal courtyard and a common staircase leading to a loggia. The internal finishes are dated, with ceramic floors and ceramic tiling in the bathroom and kitchen area. The external window frames are wooden with double glazing, but in poor condition and lacking shutters, with the exception of one French window with wooden shutters. The electrical system is concealed but dated and lacks a certificate of conformity, with exposed cables in some areas. There is provision for an autonomous natural gas heating system with cast iron radiators, but the boiler is not installed. The apartment benefits from an exclusive terrace. Context and Connections The property is situated in a residential historic center context, well-served by public transport with bus stops approximately 250 meters away for various destinations. The area offers a good balance between tranquility and access to services, with proximity to lakes (Endine and Iseo) and natural areas. The property is vacant for the procedure.

Pre-auction feasibility study

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Features

Surface Area
89 m²
Price/m²
495 €/m²
Rooms
3
Bedrooms
2
Bathrooms
1
Floor
1-2
Building Floors
3
Terraces
1
Condition
ristrutturato
Year
1845
Heating
autonomo
Elevator
No
Cadastral Cat.
A/3
Appurtenances
Terrazza ad uso esclusivo di circa 11 mq.

Auction Details

84 days until the auction
Court
Tribunale di Bergamo
Lot
LOTTO UNICO
Auction Date
Thursday, 8 October 2026
Auction Time
14:00
Bid Deadline
7 October 2026
Minimum Raise
1.000,00 €
Published on 15 July 2026 at 19:28

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35.213 € (80%)
10%100%
2,85%
1%7%
years
Monthly payment164 €/ month
Down payment
8803 € (20%)
Loan
35.213 € (80%)

Indicative estimate. Actual terms may vary based on lender and personal profile.

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Location

Municipality of Spinone Al Lago (BG)

Distances and nearby services

Selected points of interest based on distance from the property.

Airport13.2 km
Skydive Iseo
nearest airport
Indicative straight-line distances, calculated from property coordinates and OpenStreetMap data.